Retail Products Department
It is worth to open a foreign currency account that you can link your debit card to. You will avoid the exchange costs while shopping abroad.
If your debit card is linked to your currency account (EUR, USD or other), the foreign transaction may not be cost-effective if there is the double currency conversion applied. Then, the transaction amount will be first converted to PLN, applying the exchange rate of the settling agent to be later converted from PLN into the currency of your account to which your debit card is linked, applying the exchange rate specified in the table of exchange rates.
After you are back from your trip, you need to remember to again link your debit card to your PLN account. Usually, you can do it on your own online or by calling to your bank. It can be concluded that travelling can be cheaper, safer and more convenient. You only need to be aware of what, apart from a savings account, a loan and investments, your bank can offer you.